Introduction

Some banks allow municipalities to offer a Pre-Authorized Payment Plan (PAPP), so the property taxes and/or water bill payments will be removed directly from the property owner's bank account.  There are three different plans available:  Monthly, Due Date, and Arrears.  Monthly usually has 10 regular payments (this can be changed to 11 if needed), one final adjusted payment in November, and no payment in December.  Due Date makes a payment request from the bank with a withdrawal date of the due date.  Finally, Arrears is a special monthly payment arrangement designed to allow tax payers to slowly pay off their overdue amounts.  They are still responsible to pay their taxes on time if possible and interest continues to accrue until the whole account is paid off.

There are three wizards used regarding PAPPs which are described below:

Payment Preparation:  Rolls signed up for the Monthly PAPP need their taxes recalculated each year.  The percent increase is estimated at the beginning of the year.

Payment Request:  Prints a letter for each roll for each payment style: Monthly Regular, Monthly Final, Due Dates and Arrears.  An condensed version is sent electronically to the bank.

Recalculation:  When the final tax rates are approved by Council and the percent increase over last year has been determined, the last month is to be recalculated with the corrected amounts.